Deutsche Bank will tailor appropriate structures and procedures to meet individual client needs and requirements.

Trusts
The concept of the trust has evolved under the Common Law system to a high degree of sophistication over many centuries.

A trust is a legally enforceable obligation which comes into existence when a person (the settlor) transfers assets to another (the trustee) who undertakes to hold and administer those assets for the benefit of other persons (the beneficiaries) who are named by the settlor.
It is therefore clear that the choice of the trustee is important in relation to the security of assets. In determining the terms of the trust we will be guided by the settlor to ensure that the trust meets the settlor's personal objectives.

The location of the trustees and the trust jurisdiction are of great importance in planning the creation of the trust. We have established trust companies based in a wide geographical spread of well regarded jurisdictions which will assist in providing optimum personalised structures.

Companies
Companies may be formed for the client as beneficial owner or alternatively, by the trustees of a trust or by the board of a foundation. We incorporate and administer companies under the laws of a number of both onshore and offshore jurisdictions, the choice of which will generally be determined by the objectives for which the company is formed. In our role as company directors and officers, we provide a comprehensive management service which deals with all aspects of corporate governance.

Personal Retirement Planning
Trusts and their usage have already been referred to, highlighting their flexibility and the opportunities they provide for personal financial planning. One particular purpose for which trusts may be established is in the area of pension planning. This is a specialist field of trusteeship demanding particular responsibility on the part of the trustees in holding the assets forming the corpus of the pension plan derived from member contributions, ensuring the fund is suitably invested for the benefit of each member and making provision for retirement benefits. Structures may be highly personalised, providing opportunities for matching the investment philosophy of the fund with a member's particular long-term needs.

Personal Employment Planning
Personal employment planning and structuring may be achieved through a personal services company or through our employment services subsidiary company. Employment on this basis may be of particular interest and benefit to expatriates whose executive skills and services are required in a particular country or who are required to operate in a number of locations. Effective structuring may offer logistical advantages and financial planning opportunities. Such planning when combined with other Deutsche Bank services, for example private banking services and retirement structures, offer the option of a comprehensive approach to personal employment planning.